I am a big fan of credit cards and I think it is important to understand the pros and cons of having a credit card and how to manage a credit card responsibly.
I am sorry to tell you but when it comes to managing your money, there is no one-size-fits-all silver-bullet solution. It is all part of adulting...
For a LONG time (and sometimes still now) I feel super guilty around spending my money. I felt like I hadn't earned the right to actually spend
If a purchase adds value to your life, then it is not a waste of money. Let me say it louder for the people in the back..
When it comes to saving, you really need to asses your finances and how you currently spend your money every month.