If a purchase adds value to your life, then it is not a waste of money. Let me say it louder for the people in the back..
If you carry on hating on yourself for the mistakes you have made in the past, then you will get nowhere.
One of my best friends said to me this one time: ‘The thing is, I need to keep my credit card, you know, in case of an emergency...’
Have you thought about your MONEY MINDSET?
Your MONEY MINDSET is your set of beliefs you have when it comes to your finances, or the thoughts you have when it comes to spending.
When it comes to saving, you really need to asses your finances and how you currently spend your money every month.
Let me tell you something… I am not completely clued up on how stocks, or shares, or bonds work (yet...
When I was 19, I got my first full-time job. My starting salary was £12,000 and I remember thinking WOW, that is so much money, am I like rich now? …