If you don’t take control of your finances – who will?
If a purchase adds value to your life, then it is not a waste of money. Let me say it louder for the people in the back..
Some people save money with specific goal in mind, aiming towards an event or purchase e.g. saving for a deposit on a house
If you carry on hating on yourself for the mistakes you have made in the past, then you will get nowhere.
One of my best friends said to me this one time: ‘The thing is, I need to keep my credit card, you know, in case of an emergency...’
I am a natural ‘money-saver’. I get a bigger kick from chucking £100 in my ISA, than I do from spending £100 on a coat from Zara.
For some reason, a lot of people avoid budgeting. Usually there is a common misconception that having a budget relates to how much money you have.
When it comes to budgeting, I like to break it into two main elements: the forecast and the tracking...
Have you thought about your MONEY MINDSET?
Your MONEY MINDSET is your set of beliefs you have when it comes to your finances, or the thoughts you have when it comes to spending.